Besure Financial Services Ltd is authorised and regulated by the Financial Services Authority (Registration Number 301120) for residential mortgages, pure protection and general insurance business. We do not charge a fee for mortgage advice, however our typical administration fee for processing your mortgage is £495 and depending on your circumstances could be up to 1% of the mortgage advance. The overall cost for comparison is 7.7% APR.
Self Employed Mortgage
With over 3 million self employed people in the UK, over the years there has been an increased demand for self employed mortgages. Many UK lenders have become sympathetic to these kinds of requirements enabling us to be able to source a very competitive rate for you due to us being an independent mortgage broker.
With a self employed mortgage (or self cert mortgage) you simply declare your income to the lender on the application, however they do not require any evidence ie. accounts, payslips, P60's etc. We can arrange your self employed mortgage irrespective of whether you have a good credit history or a less than perfect one.
These mortgages are ideal if you are:
- Employed or self employed but cannot prove all of your income
- If your income is made up from various sources
- Not been self employed for 2/3 years
Have you found your new home already?
Excellent, just fill out our simple enquiry form for one of our advisers to contact you.
Not found your ideal home yet?
Maybe its because you don't know how much you can afford, simply fill out our enquiry form and we'll be able to guide your first time buyer mortgage in the right price bracket.
Just fill out our enquiry form and we'll arrange for one of our advisers to contact you.