Besure Financial Services Ltd is authorised and regulated by the Financial Services Authority (Registration Number 301120) for residential mortgages, pure protection and general insurance business. We do not charge a fee for mortgage advice, however our typical administration fee for processing your mortgage is £495 and depending on your circumstances could be up to 1% of the mortgage advance. The overall cost for comparison is 7.7% APR.
Self Cert Remortgage
A self certified remortgage is ideal should you either be nearing the end of your current special rate or you are simply looking to release equity from your property, but you may be in one of the following employment brackets:
- Recently self employed
- Cannot prove all of your income
- Contractor
- You have more than one source of income
With many people in the UK still on their current lenders variable rate, there are a wide range of products on the market whereby you could reduce your monthly mortgage payments with a self certified remortgage.
With over 3 million self employed people in the UK, many of which have mortgages there are a large amount of products available now to suit your needs.
There could be any number of reasons why you are looking for a self certified remortgage, ie, coming to the end of your existing special rate, looking to consolidate all of your existing credit, or looking to make that special purchase.
You should think carefully before arranging a remortgage to secure other debts against your home.