Besure Financial Services Ltd is authorised and regulated by the Financial Services Authority (Registration Number 301120) for residential mortgages, pure protection and general insurance business. We do not charge a fee for mortgage advice, however our typical administration fee for processing your mortgage is £495 and depending on your circumstances could be up to 1% of the mortgage advance.
Self Cert Mortgage
Do you need a Self certification re mortgage or mortgage? We can help, our self certification mortgages are used when its difficult to prove your exact income on paper, may be you are self employed and your income is made up from various sources or your occupation has seasonal peaks and troughs making it difficult to prove a specific income on a monthly basis. Perhaps your Company has not been trading for 3 year, or perhaps your accounts don't reflect your true income. Perhaps you're employed but have multiple jobs and require this income to obtain a mortgage. Our specialist teams have No Proof of Income mortgages and non status lending to suit your budget. We specialise in helping a wide variety of people who are unable to gain a mortgage or re-mortgage their existing home with a high street lender.
Even if you have:
- Up to 95% Self Cert.
- County Court Judgements. (CCJ's).
- Bad Credit Rating.
- Employed or Self employed and no proof of income Mortgage Arrears.
- Self employed with no accounts.
- Bad Credit History.
- Discharged Bankrupt or need to annul Bankruptcy.
- Threatened with Repossession
- Payment defaults
- IVA's. or Insolvency
- No Proof of Income Required
- Benefit Income Accepted
- Interest only or capital repayment plans
Have you found your new home already?
Excellent, just fill out our simple enquiry form for one of our advisers to contact you.
Not found your ideal home yet?
Maybe its because you don't know how much you can afford, simply fill out our enquiry form and we'll be able to guide your first time buyer mortgage in the right price bracket.
Just fill out our enquiry form and we'll arrange for one of our advisers to contact you.