This website is provided as an independent marketing website. We are neither a mortgage lender nor an independent financial adviser and, as such, are unable to offer financial advice. Enquiries generated via this website are passed on to independent financial advisers and mortgage brokers. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
Bad Credit Mortgage
Do any of these apply to you?
- Mortgage or rent arrears
- County Court Judgements (CCJ's)
- Decrees (Scotland)
- Repossession
- Bankruptcy
- I.V.A.
Dont worry! An estimated 20% of all UK mortgage applicants have been refused a standard mortgage from high street lenders at some time. Fortunately, there are now numerous non status and poor credit providers of adverse mortgages in the UK who will be happy to offer you the right product for your current circumstances.
Although adverse and bad credit mortgages can be slightly more expensive than standard mortgage rates, careful management of your mortgage repayments will result in a more beneficial rate after a period of time, (generally two - three years). This will assist in rebuilding your credit history.
We have specialist bad credit mortgage advisors available to discuss your situation and assist you in applying for an adverse mortgage product. If we find a mortgage for you we will complete all the forms and paperwork for you liaising directly with the lender, solicitors and estate agents from start to finish.
Just fill out our enquiry form and we'll arrange for one of our advisers to contact you.